> ## Documentation Index
> Fetch the complete documentation index at: https://help.mysubledger.com/llms.txt
> Use this file to discover all available pages before exploring further.

# SubLedger privacy policy — how we handle your data

> Learn what data SubLedger collects, how it's used, who it's shared with, and your rights as a user — including California and COPPA protections.

SubLedger is built around a simple principle: your data exists to make the product work, not to fund advertising or be sold to third parties. This page gives you a plain-language summary of the key points, followed by the full legal privacy policy text.

## Summary

<CardGroup cols={2}>
  <Card title="What we collect" icon="database">
    Personal information you provide (name, email, phone, credit card for billing) and usage data collected automatically when you use the site (IP address, browser type, pages visited, time on page).
  </Card>

  <Card title="How we use it" icon="settings">
    To operate the service, process transactions, improve site performance, and send you information about SubLedger features and updates. Usage data is also used to analyze site trends.
  </Card>

  <Card title="Who we share it with" icon="share-2">
    Trusted service providers who help operate SubLedger, affiliated entities, and successors if the business is transferred. We do not sell your personal data to third parties or use it for ad targeting.
  </Card>

  <Card title="How we protect it" icon="shield-check">
    Personal information transmitted during registration or purchase is encrypted using SSL (secure socket layer technology). We apply industry-standard security procedures to protect data from unauthorized access.
  </Card>
</CardGroup>

## Your rights

<AccordionGroup>
  <Accordion title="California residents — SB 27 rights" icon="map-pin">
    Under California Law SB 27, if you are a California resident you have the right to receive — once per year — information about any third parties with whom we have shared information about you or your family for their marketing purposes during the previous calendar year.

    To make this request, send an email to [help@mysubledger.com](mailto:help@mysubledger.com) with **"California Privacy Request"** in the subject line.
  </Accordion>

  <Accordion title="Children's privacy — COPPA" icon="shield">
    SubLedger is a general-audience site. Consistent with the Children's Online Privacy Protection Act (COPPA), we do not knowingly collect any information from, or sell to, children under the age of 13.
  </Accordion>

  <Accordion title="Opting out of Google Analytics" icon="bar-chart-2">
    SubLedger uses Google Analytics to understand how the site is used. If you prefer not to be tracked by Google Analytics, you can opt out using the [Google Analytics Browser Add-on](https://tools.google.com/dlpage/gaoptout).
  </Accordion>
</AccordionGroup>

## Contact us about privacy

To raise a privacy concern, request your data, or submit a California Privacy Request, reach out to:

```
Michele A Barard LLC
Attn: Privacy Policy Officer
5579 Chamblee Dunwoody Rd, Ste B1071
Dunwoody, Georgia, 30338
Email: help@mysubledger.com
Phone: 678.369.3348
```

***

## Full privacy policy

The complete legal text of the SubLedger privacy policy is reproduced below.

***

**PRIVACY POLICY**

Effective Date: March 31, 2026

To review material modifications and their effective dates scroll to the bottom of the page.

Michele A Barard LLC ("MABLLC") owns and operates this mysubledger.com website business. All references to "we", "us", this "website" or this "site" shall be construed to mean MABLLC.

**HOW WE MODIFY THIS PRIVACY POLICY**

We reserve the right to modify this Privacy Policy at any time, and without prior notice, by posting an amended Privacy Policy that is always accessible by clicking on the "Privacy Policy" link on this site's home page. Your continued use of this site indicates your acceptance of the amended Privacy Policy.

Regarding Personal Information (defined below), if any modifications are materially less restrictive on our use or disclosure of the Personal Information previously disclosed by you, we will obtain your consent before implementing such revisions with respect to such information.

**THE TYPES OF INFORMATION WE COLLECT**

Personal Information. "Personal Information" includes any information regarding a natural person that may be used directly to identify the person. Personal Information that we collect may vary with each separate purpose for which you provide it, and it may include one or more of the following categories: name, physical address, an email address, phone number, credit card information including credit card number, expiration date, and billing address, and location data.

Usage Data. We reserve the right to collect information based on your usage of this site which is information collected automatically from this site (or third party services employed in this site), some of which may include: the IP addresses or domain names of the computers utilized by the users who use this site, the country of origin, the features of the browser and the operating system utilized by the user, the various time details per visit (e.g., the time spent on each page within the site) and the details about the path followed within the site with special reference to the sequence of pages visited, marketing and conversion data and statistics, reports, analytics data, reviews and surveys ("Usage Data"). Usage Data is essentially anonymous when collected; however, it could be used indirectly to identify a person.

**HOW AND WHEN WE COLLECT INFORMATION**

Personal Information. We collect Personal Information at the time you provide it to us through sign-up forms and as part of your registration for an account, product, or service, or promotion from this website. Personal Information may vary with each sign-up or registration.

Your Communications with Us. We collect Personal Information that we receive from you as you communicate with us, for example through our email services and/or autoresponder service.

Usage Data. We reserve the right to monitor your use of this site. As you navigate through this site, Usage Data may be passively collected (that is, gathered without your actively providing the information) using various analytics and reporting technologies, such as cookies and web beacons.

**HOW WE USE YOUR INFORMATION**

We may use your Personal Information for the performance of the services or transaction for which it was given, and in connection with other products, services, promotions, or contests we may offer, and our private, internal reporting for this site, and security assessments for this site.

We reserve the right to make full use of Usage Data. For example, we may use Usage Data to provide better service to site visitors, customize the site based on your preferences, compile and analyze statistics and trends about the use of this site, and otherwise administer and improve this site for your use.

**INFORMATION SHARING AND DISCLOSURE**

General Disclosure Policy. We reserve the right to disclose your Personal Information as described below. We reserve the right to disclose Usage Data without restriction.

Affiliated Entities. We reserve the right to provide your Personal Information and Usage Data to any affiliated entities we may have, including our subsidiaries.

Service Providers. We reserve the right to provide access to your Personal Information and Usage Data to our trusted service providers that assist us with the operation and maintenance of this site.

Successors. If we sell or otherwise transfer part or all of our business or assets to another organization, we may transfer your Personal Information and Usage Data.

Legal Process, Enforcement and Security Notice. We reserve the right to disclose your Personal Information and Usage Data if we have a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary to satisfy any applicable law, regulation, legal process or enforceable governmental request.

Your California Privacy Rights. Under California Law SB 27, California residents have the right to receive, once a year, information about third parties with whom we have shared information about you or your family for their marketing purposes during the previous calendar year. To make such a request, please send an email to [help@mysubledger.com](mailto:help@mysubledger.com) with "California Privacy Request" in the subject line.

**COOKIES AND WEB BEACONS**

We may use Cookies and Web Beacons to collect Usage Data to store your preferences and information about what pages you visit and past activity at our site.

**ANALYTICS**

Google Analytics (Google) — Google Analytics is a web analysis service provided by Google Inc. Google utilizes the data collected to track and examine the use of this site. You may opt out using Google's Browser Add-on.

**DATA SECURITY**

We will implement reasonable and appropriate security procedures consistent with prevailing industry standards to protect data from unauthorized access. When you transmit Personal Information through our registration process or if you purchase products or services, we encrypt that information in transit using secure socket layer technology (SSL).

**CHILDREN'S ONLINE POLICY**

This site is a general audience site. Consistent with COPPA, we will not knowingly collect any information from, or sell to, children under the age of 13.

**CONTACT US**

Michele A Barard LLC\
Attn: Privacy Policy Officer\
5579 Chamblee Dunwoody Rd, Ste B1071\
Dunwoody, Georgia, 30338\
Email: [help@mysubledger.com](mailto:help@mysubledger.com)\
Telephone: 678.369.3348

Material Modifications Since March 31, 2026: none.
